Ray Sakowski - CEO/Chairman of the Board

Ray joined Bader in 2002 after 10 years with Assurant Group in Miami, FL. Prior to that, he was with Voyager Insurance, which became part of American Bankers Insurance Group in Miami, Florida, (one of the two leading U.S. credit-related insurers,) which was then combined with American Security Group to form Assurant Group.

Bob Bader - Founder

Bob has mass-marketed insurance products since 1973. He has experience in the Credit Union, Rent-to-Own, Self Storage, Multifamily, and Retail industries. He earned an MBA in Marketing and Finance and a BA in Economics, both from Wayne State University, Detroit, Michigan. Bob also spent 3 years on active duty as an Army Finance Officer.

Larry Friedman

With over 30 years experience in the field of consumer and commercial bankruptcy, Lawrence Friedman is an expert in the field of insolvency and having administered over 10,000 bankruptcy cases he is also an expert on discharge issues in bankruptcy. Before joining the Board of Directors, Mr. Friedman had most recently served as President and CEO of Bader Company. He has also served as President of the National Association of Bankruptcy Trustees, Director of the Executive Office of United States Trustees, Managing Director of Bear Stearns.

Timothy E. Stapleford

Timothy E. Stapleford is a Managing Director of JPMorgan, and President and Chief Executive Officer of eCAST Settlement Corp., Max Recovery Ltd. (U.K.), Max Recovery Canada, and Max Recovery Australia Pty Ltd., wholly-owned subsidiaries specializing in distressed debt purchase and portfolio management. Mr. Stapleford has over 20 years of experience working with financial institutions in portfolio acquisitions and divestitures, structured transactions and capital markets activities. Prior to joining Bear Stearns in 1993, Mr. Stapleford worked for 8 years at Merrill Lynch in the firm’s investment banking and capital markets areas. He attended Gettysburg College in Pennsylvania on an Army R.O.T.C. scholarship, and received his M.B.A. in Finance from Columbia University in New York. He lives in Garden City, New York with his wife and five children.